Tell us what matters
Share your timeline, ZIP code, doctors, prescriptions, and priorities.
Speak with an agent Tap-to-call
ClearHarbor MedicareClear guidance. Confident choices.
Clear answers. Personal guidance.
Medicare in New York.
Your next step, clearer.
Get personal Medicare guidance for New York residents. Explore your options, compare what matters to you, and prepare for a conversation with a licensed insurance professional.
- No-cost review
- No enrollment obligation
- Phone or Zoom
Turning 65?
Retiring or losing coverage?
Reviewing your current plan?
A simpler way forward
Your Medicare review in three clear steps
You do not have to sort through every option alone. We focus on your situation and the details that affect your care.
Review your options
Get a plain-language explanation of coverage, costs, and important tradeoffs.
Choose with confidence
Ask questions, decide at your pace, and receive ongoing personal support.
Start with the basics
Explore the main Medicare paths
The right direction depends on how you use healthcare—not just the monthly premium.
Medicare Advantage
Private plans that provide Part A and Part B benefits, often with prescription coverage and additional benefits.
Review Advantage optionsPERSONAL REVIEW
Medicare Supplement
Coverage designed to help pay certain out-of-pocket costs that Original Medicare does not cover.
Understand MedigapPart D Prescription
Standalone prescription drug coverage for people using Original Medicare, compared around your medication list.
Check prescription needs
A clearer path through Medicare
Your Medicare guidance starts here
ClearHarbor Medicare helps make your next step easier to understand. Our approach is simple: listen first, explain clearly, and help you explore options that fit your healthcare needs and budget.
Based on Long Island, available by phone and Zoom Personal support before and after enrollment
Your next step
Let’s make Medicare easier.
Answer a few quick questions. An agent can follow up, or you can reserve a convenient time immediately after submitting.
- A focused, no-cost Medicare conversation
- Your questions answered in plain language
- No pressure and no obligation to enroll
Good questions are welcome
Frequently asked questions
Does it cost anything to speak with an agent?+
No. There is no fee or obligation for a Medicare review. If you enroll in a plan, the insurance company may compensate the licensed agent.
When should I start reviewing Medicare?+
A good time to begin is about three months before you turn 65. You may also have options if you are retiring, losing employer coverage, moving, or qualify for a Special Enrollment Period.
Can you help me keep my doctors and prescriptions?+
Yes. Your doctors, prescriptions, preferred pharmacies, travel needs, and budget are important parts of a personalized plan review.
Can we meet by phone or video?+
Yes. Reviews are available by phone or Zoom, so you can get help from home and include a family member if you wish.